Have you received you Stimulus Check?

I recently received a $1200 check form the IRS…..I filed and extenstion on my taxes and certainly was not expecting any monies back… I actually scratched my head wondering what this was for – after some research – figured out is was my households Stimulus check.

Have you not received your 2007 Stimulus Break?

An estimated 4 million individuals are still eligible to received the payment by filing a 2008 income tax t return.  For a single filer, the minimum payment is $300 and the maximum is $600.  For couples the payments range from $600 to $1200. You must file a tax return with the Internal Revenue Service.

Who is eligible??

Those that have received at least $3000 in Social Security benefits, veteran’s benefits, certain railroad retirement benefits or earned income in 2007.

If you normally do not file a tax return, complete Form 1040A, available at www.irs.gov.

Good luck!

Goodbye Telemarketers?

Dread that annoying phone call right at dinner time? New rules you should be aware of in 2009!

Today more that 172 million phone numbers are registered with the National Do Not Call Registry.

News blast!  Your phone may ring less often next year.  Responding to thousands of comments, the Federal Trade Commission recently set new limitations on prerecorded telemarketing sales, barring almost all of them unless a consumer agrees –in writing- to accept them.

•  The ban takes effect on Sept.1, 2009, however…. interim relief is available.  Started December 1, 2008, telemarketers now must allow you to opt out at the beginning of a call by pressing a designated telephone key or talking to a voice-activated system.

•  The rules are aimed at companies trying to sell something such as credit cards or extended warranties.  They will not affect automated informational messages such as reminders about doctor’s appointments.

•Pre-recorded charitable fundraising calls are allow allowed. Although at the time of the call, charities must offer the opportunity to opt out of future calls.

The rules do not apply to businesses regulated by other federal agencies such as banks, or pre-recorded political messages.

So – just say no to your machine if not interested!